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Are you looking for some extra income? Do you have a lot of equity in your home? A reverse mortgage can help you get money out of your home that you can enjoy today. Depending on your circumstances, a reverse mortgage may be a great choice giving you supplemental income for the rest of your life. To determine how much you may be eligible for a reverse mortgage loan and to receive FREE quotes on reverse mortgage rates, talk to our executives today by calling our Toll-Free phone number.

From rates to payments to closing costs, we’ll help you navigate the mortgage process and find one that’s right for you.

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Reverse Mortgage

“A reverse mortgage is no longer just for the cash-poor and houses rich.”

Instead, a reverse mortgage can be used strategically as part of the income retirement plan. It is a type of home loan that allows you to borrow money using the equity in your home as security. The reverse mortgage loan can be taken as a lump sum, a regular income stream, a line of credit or a combination of these options.

Interest is charged like any other loan, except you don’t have to make repayments while you live in your home – the interest compounds over time and is added to your loan balance. You remain the owner of your house and can stay in it for as long as you want. But, you must repay the loan in full (including interest and fees) when you sell your home or before you die or, in most cases, if you move into aged care. While no income is required to qualify, credit providers are required by law to lend you money responsibly, so not everyone will be able to obtain this type of loan.

A reverse mortgage is a complex product that can have a significant impact on your finances and relationships, and your quality of life in retirement. This loan is a great way for homeowners, 62 years or older, to convert part of the equity in their homes into cash.

Reverse Mortgage Rules/Eligibility

  • The borrower must be 62 or older.
  • Own a home or have significant equity.
  • A home must be the primary residence.
  • The home must be in a good condition.
  • All real estate taxes and insurance must be paid.

Call our Toll-Free Phone number to talk to a Reverse Mortgage Lender in order to get assistance and also receive FREE Quotes.

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What Differentiates LocalXR?

  • Experienced Mortgage Pros.
  • Mortgage Specialists
  • Trusted Certified Mortgage Professionals.
  • Good Customer Service

Overview of The Service

  • Smart Mortgage Loan choices
  • FREE Mortgage Quotes
  • Affordable Mortgage Rates plans
  • Faster Mortgage Loan Approval

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